Plaid connects apps to 12,000+ banks for transactions, balances and identity — the data layer behind every budgeting and fintech app.
Plaid
Bank account connections: balances, transactions, payments
plaid.com · Free sandbox; usage-based production
Capabilities
Capabilities
- Bank auth/linking, transactions with categories, balance checks, payment initiation
- Free sandbox + limited production (200 connections); then usage-based
Best for
- Cloning budgeting/finance products (YNAB, Rocket Money likes) with REAL bank data
Not for
- Anything not touching bank accounts; manual CSV import is free and avoids compliance weight